Ohio Bankruptcy Lawyer

The Ohio bankruptcy attorney at Conley Law recognizes that filing bankruptcy is one of the most stressful experiences a person can go through and we are here to help east that stress. Bankruptcy is not just for the poor or people with bad credit. Despite what many people feel, bankruptcy does not mean you failed or are a failure. Bankruptcy is a tool for everyone to use when needed, and far more people should utilize that tool to help get them into a better life. If you cannot pay your debts, you should look at filing bankruptcy. Filing sooner helps to minimize the issues people face when filing for bankruptcy. These issues include garnishments, foreclosures, and repossessions.

Most people think bankruptcy is about eliminating debt. While this is a benefit of bankruptcy, there are additional benefits as well.

When you file for bankruptcy, you must take two courses, one before filing and one after filing. These courses help educate you on how to improve finances in the future. Additionally, Conley Law works with Evergreen for these courses because Evergreen provides an included bonus course, 7 Steps to a 720 Credit Course which educates you on how you can potentially get your credit score as high as 720 in as little as two years after filing your bankruptcy.

A common concern that people have when filing bankruptcy is what to do about a vehicle. There are many options. Maybe you want to keep an existing vehicle. Maybe we can redeem or cram down the value of your vehicle, so you pay a lesser amount than you currently are. Conley law also has contacts with dealerships across all of Ohio so you can replace your vehicle with a newer one. The bankruptcy attorney will review your situation to see what option can help you.

At Conley Law, we strike to make filing bankruptcy in Ohio a quick and easy experience and to minimize your stress. Below is a typical experience our clients go through.

1. Schedule a free consultation with an Ohio bankruptcy attorney. This can be done over the phone, in office, or over Zoom.
2. Fill out a consultation questionnaire so the bankruptcy attorney can review your situation and determine if bankruptcy is a good option and what chapter is appropriate.
3. Complete the consultation. The bankruptcy lawyer may have additional questions for you. The bankruptcy attorney will explain the process, what chapter you should file, any specific details that affect your situation, and go over the pricing and payment options with you. The bankruptcy attorney will also answer your questions.
4. Schedule a payment plan to pay for the bankruptcy or pay in full.
5. Provide the required documents and information so your bankruptcy lawyer can prepare your documents. The documents can be uploaded into the portal Conley Law will provide you with access to. There will be some additional questionnaires to fill out. The portal has a section for messages if you have any questions. Typically, Conley Law will be able to prepare the filing documents within a business day of receiving all documents and being paid in full.
6. Schedule a signing appointment. You will meet with the Ohio bankruptcy attorney to go over the documents and ensure they are correct for filing. You can either meet in office or over Zoom. If you meet over Zoom, you will print off the documents to sign in the appointment and then get the signature pages back to Conley Law so the case can be filed.

After the case is filed, the process will vary slightly based on which chapter is filed. We go over those processes on those specific pages. In general, there will be a meeting with the trustee that will take place over Zoom. You will need to provide additional documentation, including bank statements that show the date you filed. The Ohio bankruptcy attorney at Conley Law will inform you of what your specific trustee requires.